Effective date: To be set at publication Last updated: To be set at publication

These Terms of Service (“Terms”) are a legal agreement between you and Ironwood Technology Group LLC, a Colorado limited liability company (“BitClock,” “we,” “us,” or “our”) governing your use of the BitClock mobile apps, widgets, and website (collectively, the “Service”). By creating an account, downloading, installing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What BitClock Is — Informational Tool, Not Financial Advice

This section is intentionally prominent and should remain so in any published version.

BitClock displays a proprietary market-pressure metric derived from public Bitcoin order-book data, along with related statistics (high/low, price, volume, depth). The Service is provided for general informational and educational purposes only. It is not, and should not be construed as, investment advice, financial advice, trading advice, or a recommendation to buy, sell, or hold any asset.

• BitClock does not execute trades, does not manage funds, does not hold custody of any assets, and does not connect to your brokerage or exchange account.
• Any educational content describing how to interpret the ratio is provided to help you understand what the number represents. It is a description of a historical pattern, not a guarantee, prediction, or signal that any specific price movement will occur. Markets are unpredictable, and past correlation between the ratio and price behavior does not guarantee future results.
• You are solely responsible for any financial decisions you make. Before making investment decisions, consult a licensed, qualified financial advisor. Do not use BitClock as your sole basis for any trading or investment decision.

2. Eligibility

You must be at least [AGE — to be finalized with counsel; commonly 13 or 18 depending on jurisdiction and account features; see Privacy Policy §7 for the related children’s-privacy threshold] years old to use the Service, and capable of forming a binding contract in your jurisdiction. By using the Service you represent that you meet these requirements.

3. Accounts

Some features (threshold alerts, subscriptions, cross-device sync) require a BitClock account; the core free-to-view experience does not. Where you hold an account:

• You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
• You must provide accurate information when creating an account and keep it up to date.
• You may close your account at any time (see the Account Deletion page); see our Privacy Policy for how account data is handled after closure.

4. Subscriptions and Billing

BitClock offers subscription access on a monthly and discounted-annual basis. Depending on the platform you use:

4.1 Google Play / App Store subscriptions

If you subscribe through the Google Play Store or Apple App Store, your purchase, billing, auto-renewal, and cancellation are governed by that store’s own subscription terms and refund policies, in addition to these Terms:

• Billing and auto-renewal: your subscription automatically renews at the end of each billing period unless you cancel before the renewal date, per the applicable store’s policy.
• Cancellation: manage or cancel your subscription through your Google Play or Apple ID account settings. Cancelling stops future renewals but does not retroactively refund the current billing period unless the store’s own policy provides otherwise.
• Refunds: refund requests for store purchases are handled by Google or Apple under their own refund policies, not directly by BitClock. We do not control or guarantee store refund decisions.

4.2 Web (Stripe) subscriptions

If you subscribe directly through BitClock’s website (Stripe-powered, web-only), the following applies instead:

• Billing and auto-renewal terms will be presented at the time of purchase.
• You may cancel a web subscription at any time through your BitClock account’s billing management page (or by contacting support); cancellation takes effect at the end of the current billing period unless stated otherwise at purchase.
• [OPEN QUESTION — not yet decided]: BitClock’s specific refund window and policy for web (Stripe) subscriptions (e.g., a pro-rated refund, a short unconditional cooling-off period, or a strict no-refund policy after the billing date) has not yet been decided — flagged here rather than assumed.

4.3 Price changes

We may change subscription pricing prospectively; where required by law or by an applicable store’s policy, we will provide advance notice before a price change applies to your subscription.

5. Acceptable Use

You agree not to:

• Reverse-engineer, decompile, or scrape the Service in order to extract, republish, or redistribute BitClock’s proprietary ratio data, historical dataset, or other outputs at scale, or to build a competing product from it, except as permitted by an explicit written agreement with BitClock.
• Circumvent or interfere with rate limiting, authentication, or subscription-entitlement checks.
• Use the Service for any unlawful purpose, or in a way that could disable, overburden, or impair the Service for other users.
• Misrepresent your identity or impersonate any person or entity in connection with the Service.

This restriction protects BitClock’s own proprietary dataset and output — a continuously growing, second-by-second order-book ratio history that is BitClock’s core asset.

6. Intellectual Property

The Service, including its software, design, the BitClock name and logo, and the specific presentation of the ratio metric and related statistics, are owned by BitClock or its licensors and protected by intellectual property laws. These Terms do not grant you any right to use BitClock’s trademarks or branding without separate written permission.

Underlying public market data (e.g., Bitcoin price and order-book information sourced from Coinbase) is not BitClock’s proprietary property and is disclosed per our Privacy Policy §3. BitClock is not affiliated with, endorsed by, or sponsored by Coinbase, Inc.

7. Disclaimers; No Warranty

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Without limiting the foregoing, we do not warrant that:

• the data displayed (including price, order-book depth, and the computed ratio) is accurate, complete, or free of delay, gaps, or error;
• the Service will be uninterrupted, timely, secure, or error-free;
• the ratio metric, or any educational content describing how to interpret it, predicts or will predict future price movement in Bitcoin or any other asset.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

8. Limitation of Liability

To the maximum extent permitted by applicable law, BitClock and its officers, employees, and licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or trading losses, arising out of or related to your use of (or inability to use) the Service, even if advised of the possibility of such damages.

[OPEN QUESTION — not yet decided]: whether to state a specific aggregate liability cap (e.g., “limited to the amount you paid BitClock in the [12 months] preceding the claim,” a common consumer-SaaS pattern) is a business/legal decision to be settled with counsel. This draft intentionally uses only the general disclaimer above.

Nothing in these Terms limits liability that cannot be limited under applicable law (e.g., for gross negligence, willful misconduct, or death or personal injury caused by our negligence, where applicable).

9. Indemnification

You agree to indemnify and hold BitClock harmless from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or your misuse of the Service, to the extent permitted by applicable law.

10. Termination

• By you: you may stop using the Service and close your account at any time (see Privacy Policy §5 for data handling on closure, and the Account Deletion page).
• By us: we may suspend or terminate your access to the Service, including a paid subscription, if you violate these Terms (e.g., the Acceptable Use provisions in §5), engage in fraud or abuse, or as required by law. Where reasonably possible, we will provide notice before termination for non-emergency reasons.
• Sections of these Terms that by their nature should survive termination (e.g., Intellectual Property, Disclaimers, Limitation of Liability, Indemnification) will survive.

11. Governing Law and Dispute Resolution

These Terms will be governed by the laws of the State of Colorado, USA, without regard to conflict-of-law principles, and any dispute will be resolved in the state or federal courts located in Colorado, unless a different dispute-resolution mechanism (e.g., arbitration) is adopted with counsel before publication.

[OPEN QUESTION]: whether BitClock will use a mandatory-arbitration / class-action-waiver clause (common in US consumer subscription apps) is a legal-strategy decision to be settled with counsel — not decided or assumed in this draft.

12. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you through the app, by email (if we have one on file), or by posting a notice on our website before the change takes effect. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Contact Us

Questions about these Terms can be sent to:

support@getbitclock.com

Ironwood Technology Group LLC [MAILING ADDRESS — to be added at publication]

Appendix: Open-Question Index

For the reviewer’s convenience, every item in this draft that still requires a decision (and eventually attorney review) before publication:

1. Mailing address for the entity (§13).
2. Effective date / last-updated date (set at actual publication).
3. Minimum age requirement (§2) — tied to the same open question in the Privacy Policy’s children’s-privacy section.
4. Web (Stripe) subscription refund window/policy (§4.2) — not yet decided.
5. Specific numeric liability cap, if any (§8) — not yet decided.
6. Whether to adopt arbitration / a class-action waiver (§11) — to be settled with counsel.

This document should not be treated as final, linked publicly as a final policy, or submitted in any app store listing until (a) the open items above are resolved, and (b) a licensed attorney has reviewed the final text.